Our Credit Products

Customized credit, for you.

Bêssa CRED

Customer segment

Producer and/or Artisan food trader

Purpose of the loan

Investments

General eligibility criteria

Legal entities or individual entrepreneurs aged 21 to 60 years old - Ivorian nationality or resident for at least 3 years - 6 months of presence in the same location - 2 years of seniority in the activity, with proven profitability over the last 12 months.

Specific criteria

Collection of required documents and AML verification according to current regulations; Adec may define specific exclusions by sector of activity, if economic factors are considered too risky.

Are you interested?​

Are you interested?​

Shap Shap CRED Classique

Customer segment

Commerçant Artisan

Purpose of the loan

BFR

General eligibility criteria

Legal entities or individual entrepreneurs aged 21 to 60 years old - Ivorian nationality or resident for at least 3 years - 6 months of presence in the same location - 2 years of seniority in the activity, with proven profitability over the last 12 months.

Specific criteria

Collection of required documents and AML verification according to current regulations; Adec may define specific exclusions by sector of activity, if economic factors are considered too risky.

E-mail

info@adec-ci.com

Téléphone

+225 27 22 50 33 26

Fixed

+225 27 22 50 31 66

Address

FANGUE building, 8th tranche

Shap Shap CRED ‘’TELCO’’

Customer segment

Commerçant : distributeur de monnaie électronique

Purpose of the loan

BFR

General eligibility criteria

Personnes morales ou entrepreneurs individuels âgés de 21 à 60 ans - Nationalité Ivoirienne ou
résident depuis au moins 3 ans.

Specific criteria

Collecte des documents requis et vérification AML selon la réglementation en vigueur; Adec pourra
définir des exclusions spécifiques par secteur d’activité, si des facteurs économiques sont considérés
comme trop risqués..

Are you interested?​

Are you interested?​

Line of credit

Customer segment

Trader (all sectors of activity) Artisan

Purpose of the loan

BFR

General eligibility criteria

Legal entities or individual entrepreneurs aged 25 to 60 years - Ivorian nationality or resident for at least 3 years - 12 months of presence in the same location - 5 years of seniority in the activity, with proven profitability over the last 2 years.

Specific criteria

Collection of required documents and AML verification according to current regulations; Adec may
define specific exclusions by sector of activity, if economic factors are considered
too risky.

E-mail

info@adec-ci.com

Téléphone

+225 27 22 50 33 26

Fixed

+225 27 22 50 31 66

Address

FANGUE building, 8th tranche

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Advance on invoice

Customer segment

Trader (all sectors of activity) Artisan

Purpose of the loan

Advance on an invoice executed and accepted by the ordering party

General eligibility criteria

Legal entities or individual entrepreneurs aged 25 to 60 - Ivorian nationality or resident for at least 3 years - 12 months of presence in the same location - 5 years of seniority in the activity, with proven profitability over the last 2 years.

Specific criteria

Collection of required documents and AML verification according to current regulations; Adec may
define specific exclusions by sector of activity, if economic factors are considered
too risky.

Are you interested?​

Are you interested?​

School credit

Customer segment

Micro-entrepreneurs, VSEs, SMEs, entrepreneurs, private sector employees.

Purpose of the loan

Financing back-to-school expenses (tuition fees, school supplies, transport, outfits, canteen, student accommodation)

General eligibility criteria

Natural persons aged 25 to 60 - Ivorian nationality or resident for at least 3 years) - 12 months of presence in the same location or - 2 years of seniority in the activity, with proven profitability over the last 12 months or - private sector employee with minimum seniority of 12 months

Specific criteria

Collection of required documents and AML verification according to current regulations; Adec may define specific exclusions by sector of activity, if economic factors are considered too risky.

E-mail

info@adec-ci.com

Téléphone

+225 27 22 50 33 26

Fixed

+225 27 22 50 31 66

Address

FANGUE building, 8th tranche

Crédit scolaire agri

Customer segment

Producteur individuel membre d'une coopérative cliente d'ADEC ou membre d'une entreprise en partenariat avec ADEC

Purpose of the loan

Financement des frais de scolarité (frais d'inscription, de scolarité, fournitures et logement)

General eligibility criteria

- personnes physiques âgées de 25 à 60 ans - Nationalité Ivoirienne ou résident depuis au moins 3 ans -Producteur en règle vis-à-vis de la coopérative.

Specific criteria

Collection of required documents and AML verification according to current regulations; Adec may define specific exclusions by sector of activity, if economic factors are considered too risky.

Are you interested?​

Personal loan

Customer segment

Entrepreneur (all sectors) Private sector employee

Purpose of the loan

Financement de projet personnel (aménagement, travaux etc.) ou acquisition de biens de
consommation.

General eligibility criteria

Individuals aged 25 to 60 - Ivorian nationality or resident for at least 3 years - 12 months of presence in the same location or - 2 years of seniority in the activity, with proven profitability over the last 12 months or - employee from the private sector with minimum seniority of 12 months.

Specific criteria

Collection of required documents and AML verification according to current regulations; Adec may define specific exclusions by sector of activity, if economic factors are considered too risky.

Are you interested?​

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E-mail

info@adec-ci.com

WhatsApp

+225 05 869 880 94

Fixed

+225 27 22 53 76 76

Address

FANGUE building, 8th tranche

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